Terms of Use

• General

1. These terms (the “Terms“) govern your (“You“, “Your” or “User”) use of the https://paymentfinder.io website (the “Website”), a website operated Vikingbond OÜ, (“Company“, “We“, “Us” or “Our“). 
2. These Terms govern Your use of the Website. These Terms should be read carefully by You in their entirety prior to Your use of the Website. Please note that these Terms constitute a legally binding agreement between You and Us, and that if You do not agree with any provision of these Terms, You shall immediately cease using the Website. By using the Website, You agree to the Terms, as amended from time to time.  The use of Our services is subject to specific terms to be entered between US and the User 
3. These Terms incorporate Our Privacy Policy and by agreeing to these Terms, You confirm that You also accept and agree to Our privacy policy (You can review our Privacy Policy by clicking here).

• Eligibility

1. 1. You are only entitled to use the Website, if You comply with all of the following:
      1. You are at least 18 years old;  
      2. You have the right, authority and capacity to enter into these Terms and to abide by all the terms and conditions of these Terms; and
      3. You are not prohibited from using the Website pursuant to the laws of the country in which You reside or located while using the Website.

• Prohibited activities 

1. 1. You undertake to use the Website in a respectful manner, and You undertake not to: 
      1. use the Website for the purpose of uploading, downloading, distributing, publishing or transmitting (a) information or other material in a manner that violates any rights, including intellectual property rights, protection of privacy rights or any other right; (b) information or other material that is prohibited for publication or use because it constitutes threat, harm, insult, slander, defamation, racism or inappropriate content; (c) information or other material that includes a virus or other software that may damage Our computer systems or of any third parties or in a manner that may restrict or prevent others from using the Website; (d) information or other material that violates any law; or (e) information or other material that includes an advertisement of any kind without Our prior written permission;
      2. delete or modify any attributions, legal notices or other proprietary designations or labels on the Website; 
      3. interfere with other Users’ use of the Website;
      4. engage in “framing,” “mirroring,” or otherwise simulating the appearance or function of the Website;
      5. use bots or other automated methods to access or use the Website;
      6. upload or transmit (or attempt to upload or to transmit), without Our express permission, any material that acts as a passive or active information collection or transmission mechanism, including, without limitation, web bugs, cookies or other similar spyware devices;
      7. violate any applicable laws or regulations, encourage or promote any illegal activity including, but not limited to, copyright infringement, trademark infringement, defamation, invasion of privacy, identity theft, hacking, cracking or distribution of counterfeit software;
      8. make any changes or interfere in any way in the source code of the Website and upload any software or application that may harm or cause damage to Us, the Website or any other third party;
      9. disassemble, decompile or otherwise reverse engineer any software or other technology included or used in the Website; or encourage or induce any other person to engage in any of the activities prohibited under this Section.
   2. You acknowledge that without prejudice to any other right of Ours, in case that We are concerned that Your use of the Website does not comply with the provisions of these Terms or any applicable law, We may track Your use of the Website, prevent You from accessing the Website, transfer Your behavior patterns on the Website to third parties, and any other action that We may deem appropriate to protect Our property or rights or rights of third parties.

• Intellectual Property Rights

1. 1. The Website and its content, video materials, text, photos, logos, any graphical display of data, designs, sound, figures, analysis, statistics, trademarks and any other content embodied in the Website are protected by Our intellectual property rights or of third parties. 
   2. As between You and Us, We retain all right, title and interest in and to the Website. The use of the Website does not confer on You any of the intellectual property rights embodied in the Website, other than the right to use the Website in accordance with these Terms.
   3. You shall not, nor shall You allow any other party to modify, decompile, disassemble, reverse engineer, copy, transfer, create derivative works from, rent, sub-license, distribute, reproduce framed, republish, scrape, download, display, transmit, post, lease or sell in any form or by any means, in whole or in part, use for any purpose other than for using the Website pursuant to the Terms or otherwise exploit any of the contents of the Website without Our explicit, prior written permission.

• Limitation of liability

1. 1. Your use of the Website shall be at Your sole risk. To the fullest extent permitted by law, We disclaim all warranties, explicit or implied, in connection with the Website and Your use thereof including implied warranties of merchantability, title, fitness for a particular purpose or non-infringement, usefulness, authority, accuracy, completeness, and timeliness. Accordingly, the Website, including all content and functions made available on or accessed through or sent from the Website, are provided “as is”, “as available” and “with all faults” basis.
   2. Without derogating from the generality of the foregoing, We assume no liability or responsibility for any (a) errors, mistakes, or inaccuracies of any content included in the Website; (b) any interruption or cessation of transmission to or from the Website; or (c) any bugs, viruses, Trojan horses, or the like which may be transmitted to or through the Website by any third party.
   3. You agree to hold Us harmless for any losses caused, directly or indirectly, to You or to any other third party, with respect to the Website and You shall bear sole responsibility for any of Your decisions made relying on the content of the Website.
   4. In no event will We be liable to You or any third party for any special, direct, indirect, incidental, special, punitive, or consequential damages whatsoever, including any lost profits or lost data arising from Your use of the Website or other materials on, accessed through or downloaded from the Website, whether based on warranty, contract, tort, or any other legal theory, and whether or not We have been advised of the possibility of these damages and in cases where judicial authority finds Us liable, Our liability shall not exceed 100 Euro. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.
   5. We are not responsible for any problems or technical malfunction of any telephone or network lines, computer online systems, servers or providers, hardware, software, failure due to technical problems or traffic congestion on the internet (or inaccessibility of the internet) or incompatibility between the Website and Your browser or other equipment. Without derogating from the above, We do not assume any responsibility or risk for Your use of the internet.

• Third party services or content

1. 1. While using the Website, You may view content or services provided by third parties, including advertisements.
   2. We do not control, endorse or adopt such content or services, and it may not always be accurate or current. 
   3. Without derogating from the generality of the foregoing, it is emphasized that all content provided by third parties are not provided by the Company or by anyone on its behalf, and We do not control, endorse or adopt any such content.
   4. Accordingly, We recommend that You independently verify all information before relying on it, and any decisions or actions taken based upon such information are Your sole responsibility.

• Links 

1. 1. The Website may contain links, content, advertisements, promotions, logos and other materials to platforms, websites or software that are controlled or offered by third parties (the “Links”). We caution You to ensure that You understand the risks involved in using such websites, software, platforms or materials before retrieving, using, relying upon or purchasing anything via these websites, platforms or software or based on such materials. Such Links are provided solely for Your convenience, and You agree that under no circumstances will You hold Us liable for any loss or damage caused by use of or reliance on any content, goods or services available on other websites, platforms or software.
   2. The inclusion of Links in the Website is not an endorsement, authorization, sponsorship, affiliation or any other connection between Us or those websites, platforms, software or their operators.

• Miscellaneous

1. 1. We may, at Our sole discretion, amend, modify, or discontinue, from time to time, any part of the Website. We shall not be liable for any loss suffered by You resulting from any such changes made and You shall have no claims against Us in such regard.
   2. We may modify these Terms from time to time. When We do, We will provide notice to You by publishing the most current version and revising the date at the top of this page and any modifications shall be effective immediately upon such publication. By continuing to use the Website after any changes come into effect, You are deemed to agree to the revised Terms.
   3. You agree that transmission of information to or from the Website does not create between You and Us any relationship that deviates from those specified in this Terms. 
   4. These Terms and the Privacy Policy, as amended from time to time, constitute the only valid agreements between You and Us, and no representation, promise, consent or undertaking, whether written or oral, that is not included in the Terms or Our Privacy Policy will be binding upon the parties. 
   5. These Terms and the relationship between You and Us shall be governed by, and construed and interpreted in accordance with, the laws of Cyprus, and You irrevocably submit to the exclusive jurisdiction of the competent courts of Paphos, Cyprus, with respect to any dispute regarding the validity, breach, interpretation, performance or otherwise arising out of or in connection with these Terms and the relationship between You and Us.
   6. No failure or delay on Our part in exercising any right, power or remedy thereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any such right, power or remedy preclude any other or further exercise thereof or the exercise of any other right, power or remedy.
   7. If any provision of these Terms is held by a court of competent jurisdiction to be unenforceable under applicable law, then such provision shall be excluded from these Terms and the remainder of these Terms shall be interpreted as if such provision was so excluded and shall be enforceable in accordance with its terms; provided, however, that in such event these Terms shall be interpreted so as to give effect, to the greatest extent consistent with and permitted by applicable law, to the meaning and intention of the excluded provision as determined by such court of competent jurisdiction.
   8. We may transfer or assign any and all of Our rights and obligations hereunder to any third party; without derogating from the above, the Website may be operated by third parties. You may not transfer, assign or pledge in any manner whatsoever any of Your rights or obligations under these Terms.